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      • 8. From Common Sense to nonsense
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      • 12. For Goodness Sake
      • 13. A Perfect Prayer
      • 14. No is not a Negative
      • 15. What My Shoes have Taught Me
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      • 18. The Motivation of a Sucide Terrorest
      • 19. The Message of the Terorist
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      • 21. Real Thanksgiving
      • 22. I have been Robbed!
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      • 23. A Tribute to George
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      • 26. How Sad
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      • 37. The Whiner
      • 38. Reckoned Righteous by Works
      • 39. Are New Year's Resolutions Biblical?
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      • 40. One of the Greatest Need America
      • 41. Your Memorial Table
      • 42. George W. Bush Verses Saddam Hussein
      • 43. Learning to Listen
      • 44. The Problem with Gambling
      • 45. Memorial Day
      • 46. My Ecounter with an Orthhodox Jew
      • 47. Scott Free
      • 48. What My Auto Accident Taught Me
      • 49. The Decline in Family Living
      • 50. Give Me a Problem
      • 51. Decoding the Da Vinci Code
      • 52. Thanksgiving is not a Holiday
      • 53. What a Christmas Present!
    • 2004 Articles 54-67 >
      • 54. What Do You Mean by that?
      • 55. What are Parents to Do?
      • 56. "The Passion of Christ"
      • 57. Martha Stewart's Greatest Lesson
      • 58. Same Sex Marriage
      • 59. A Tribute to a Servant
      • 60. Happy Marriages
      • 61. Independence
      • 62. Kerry's Logic
      • 63. The Olympic Spirit
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      • 65. Cardinal Virtures
      • 66. Now that the Election is over
      • 67. Tribute to My Mother
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      • 68. Real Spiritual Growth
      • 69. No Time to Think
      • 70. The Ten Commandments Controversy
      • 71. Do We Need a Pope?
      • 72. Everybody Loves Raymond
      • 73. Examples Worthy of Note
      • 74. How Two Different People Learned to Get Along
      • 75. "The God who Wasn't"
      • 76. Katrina and Now Rita!
      • 77. Would You Say "No" to $4 Million?
      • 78. "In God We Trust"
      • 79. The Redemption of Tookie Willaims
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      • 80. Is Religion a Problem?
      • 81. The Rights of the Born
      • 82. Did You Hear What She Said about Muslims?
      • 83. Judas: Betrayer or Best Friend?
      • 84. Weekend or Week--Beginning?
      • 85. A Tribute to My (Spiritual) Father
      • 86. Your Relationship to the Word of God
      • 87. What an Opportunity!
      • 88. America's Four Gods
      • 89. How to Deal with Your Enemies
      • 90. The Case for Systematic Exposition
      • 91. Don't Miss the Message
    • 2007 Articles 92-104 >
      • 92. I can Afford it!
      • 93. The Gospel according to Patricia
      • 94. The Functional Church
      • 95. Who wants to Deal with a Taxman?
      • 96. Vital Virtures
      • 97. Have You Grown up Yet?
      • 98. A July 4th Reminder
      • 99. The Volume of Silence
      • 100. Biblical Illiteracy
      • 101. A Modest Political Propospal
      • 102. How to Handle Credit Cards
      • 103. When it is Tough to be Thankful
      • 104. Romney's Religion
    • 2008 Articles 105-114 >
      • 105. Continue
      • 106. A Tribute to Jack
      • 107. Why Good Ftiday?
      • 108. Happy Birthday
      • 109. The Most Important Room in the House
      • 110. The 80-20 Rule
      • 111. Be Sensible
      • 112. To Be Like Christ
      • 113. Sweet Reasonableness
      • 114. The Other Benefit of Christmas
    • 2009 Articles 115-126 >
      • 115. What Determines who Obtains Eternal Life?
      • 116. The Healing Touch
      • 117. The Function of Dysfunction
      • 118. When Your World Falls Apart
      • 119. 24-7-365
      • 120. To Complain or not to Complain
      • 121. "Suggestions"
      • 122. Making a Mark
      • 123. God's Timing
      • 124. Jesus Wept
      • 125. Andrew
      • 126. The Cost of Service
    • 2010 Articles 127-138 >
      • 127. Don't Ask; Don't Tell
      • 128. A Forest Dark
      • 129. The Rule of Law
      • 130. The Hits and Miss of Grace
      • 131. People Need the Lord
      • 132. Examples Worthy of Notes
      • 133. A Hassle Reduction Strategy
      • 134. Gossip
      • 135. My Favorite Poem
      • 136. Let's Put the Cross in its Place
      • 137. "Don't Spare Me"
      • 138 The Unseen Message of Christmas
    • 2011 Articles 139-147 >
      • 139. What Parents Should Teach their Children
      • 140. How to Avoid Having to Serve
      • 141. What Happen to Mike?
      • 142. An Atheist Recommends God
      • 143. Surprise
      • 144. Socialism
      • 145. Union, Unity, and Uniformity
      • 146. Get in the Way
      • 147. "Let George do it."
    • 2012 Articles 148-160 >
      • 148. Truth or Consequences
      • 149. Don't Leave Home without it
      • 150. Take a Break
      • 151. The Worth of an Individual
      • 152. A Tribute to Nana
      • 153. Jesus Crossed the Line
      • 154. Thomas Jefferson
      • 155. Taxes
      • 156. You Must be Present to Win
      • 157. A Grandfather's Wish
      • 158. Trials. Temptations, and Tests
      • 159. Is There a Santa Claus?
      • 160. A Tribute to Sumner Wemp
    • 2013 Articles 161-172 >
      • 161. How to Finish Well
      • 162. Rewards
      • 163. Spiritual Binging
      • 164. There is no way out of this one
      • 165. Half Empty or Half Full
      • 166. Nones
      • 167. Greet One Another with a Holy Kiss
      • 168. God's Answer to Atheism
      • 169. Obedience
      • 170. The Problem of Fellowship with God
      • 171. Character Development
      • 172. For Mercy's Sake
    • 2014 Articles 173-180 >
      • 173. Lies
      • 174. Endure to the End
      • 175. Teaching Children How Money Grows
      • 176. The Principle of Delay
      • 177. By Their Fruit
      • 178. Sermons that Changed My Life
      • 179. If Paul Harvey were the Devil
      • 180. The Principle of Practice
    • 2015 Articles 181- >
      • 181. In Wrath Remember Mercy
      • 182. Choosing the Right Shepherd
      • 183. The Lord's Requirements
      • 184. Your Ear Lobe. Thumb, and Big Toe
      • More articles will be added as they are written
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Teaching Children How to Grow Money

 In the process of rearing children, when being constantly asked for money, most parents say something like, “Do you think money grows on trees?” That’s not all bad. Children need to learn  to earn money, but they also need to learn how to grow money.

 Grow money! You’re kidding, right? No, I am not kidding. Put in the right place, money grows. There are several places where money can be planted for it to grow. It grows better in some soils than others, but money can grow without any effort on our part other than us putting it in the right place. Children need to be taught where to plant money for the best growth.

 Soils that make money grow include: an interest account at the bank, bonds, real estate, stock, mutual  funds, etc. When I was a stockbroker, I learned that investments in stocks grow faster than any other investment. Recently, I had an idea for teaching young children, ages 5 to 10, how to grow money.

 Start with a small plastic jar. On the side, write the name of the child and the word “stocks.” On an envelope write your name. The envelope should have nothing else written on it, just your name. Show the jar and the envelope to the child and explain to him or her that you are putting $5 in his or her jar and $5 in your envelope. Explain that his or her jar is like buying a toy store, not just a toy. Also tell the child that your dollar is not going to be put into stocks; it’s just going to be in the envelope.

 When the child is not around, put $1 in the jar. Wait three months (stocks issue quarterly reports) and open the jar and the envelope in the presence of the child. Show that the $5 put into stocks grew to $6, but the $5 that was not put in stocks did not grow at all.

 When the child is not around, put another $1 in the jar. Wait three months and open the jar and the envelope in the presence of the child. Show that the $5 put into stocks grew to $7, but the $5 that was not put in the envelope did not grow at all.

 When the child is not around, put another $1 in the jar. Wait three months and open the jar and the envelope in the presence of the child. Show that the $5 put into stocks grew to $8, but the dollar that was not put in the envelope did not grow at all.

 When the child is not around, take $1 out of the jar. Wait three months and open the jar and the envelope in the presence of the child. Show that the $5 put into stocks lost $1, but it is still worth $7, but the dollar that was not put in stocks is still worth just $5.

 Continue this process until $5 doubles. When the child gets older, pick an actual stock and follow its ups and downs over time. By age 16, the child should understand investing in stocks.

                                    © G.  Michael Cocoris, 3/31/2014
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